Based on the Sunshine Coast. Working Australia wide.0434 122 622
Talk to Selina
Queenslander style home with a white picket fence and green lawn
HSA Finance / Home loans

Home loan broker for clients across Australia.

Your next move, an investment or a fresh look at your mortgage. Explore home loans and refinancing with Selina Donnelly, with your goals at the centre.

Book a free chat with Selina Call 0434 122 622

20 years in finance. A background in banking. Personal support Australia wide.

  • 20 yearsOf finance experience
  • More lender optionsNot just one bank's criteria
  • One personal approachSupport by phone, email and video
Home finance, built around you

I'm looking to...

You don't need every answer yet. Choose what fits and start with what you want to achieve.

Buying your next home

Finance for your next chapter.

Moving, upsizing or changing plans? We'll work out how your current loan, deposit and timing fit with the new purchase.

  • Bridging finance if you buy before you sell
  • Using the equity in your current home
  • One clear plan from sale to settlement
Plan your next move

Good to have ready

  1. Your current loan balance and lender
  2. A rough idea of your property's value
  3. Your budget and timing for the next home
Selina Donnelly, founder of HSA Finance
Selina DonnellyFounder, HSA Finance
Experience with a human approach

Your home. Your goals.
More possibilities.

After 20 years in finance, including a background in banking, Selina understands the value of having more than one lender to turn to.

HSA Finance starts with your circumstances and what you want to achieve. Then we explore suitable options across a range of lenders, with clear conversations about the application and next steps.

Based on the Sunshine Coast, Selina supports home buyers and borrowers throughout Australia by phone, email and video.

Start a conversation
Quick estimate

What could repayments look like?

Move the sliders to get a feel for it. Then let's talk about what you could actually borrow.

Find out what I can borrow

$650,000
6.00%
30 years
Repayments
Estimated monthly repayment$3,897
Principal and interest

This is an estimate only, based on the figures you enter. It isn't a quote or an offer of credit and doesn't include fees. Lending is subject to lender criteria.

How it works

Simple, from first chat to keys.

  1. 01

    Chat

    Tell us your plans and where you're at.

  2. 02

    Compare

    We compare suitable options across our lenders.

  3. 03

    Apply

    We handle the paperwork and chase the lender.

  4. 04

    Settle

    Get the keys, and we check in as life changes.

More lender options. One personal approach.
  • ING
  • ANZ
  • NAB
  • Macquarie
  • Virgin Money
  • ScotPac
  • Citi
  • Commonwealth Bank
Home loan questions, answered

Before we talk.

Every situation is different. Ask Selina about the details that matter to yours.

Explore finance insights
What does a home loan broker do?

We get to know your situation and goals, compare suitable loans across our panel of lenders, then guide you through the application all the way to settlement.

Is there a cost to talk to you?

No. All conversations are free and there's no charge from us for your home loan. We're paid a commission by the lender you choose, and we'll explain how that works in writing before you go ahead.

Can you help if I live outside the Sunshine Coast?

Yes. We support clients right across Australia by phone, email and video.

Can I talk to you before I've found a property?

Yes, and it's a great time to. We can help you understand your budget and look at pre-approval before you start making offers.

How much deposit do I need?

It depends on the lender and your situation. Some lenders accept less than a 20% deposit, usually with lenders mortgage insurance. We'll walk you through the options.

What should I consider before refinancing?

Look at the total switching costs, fees, features and loan term, not just the rate. A lower repayment isn't always a lower overall cost, especially if the term is extended.

Can self employed borrowers get a home loan?

Yes. Lenders usually ask for tax returns and business financials, and some offer alternative documentation options. Our business finance background helps here.

How much can I borrow?

It depends on your income, expenses, existing debts, deposit and each lender's policy. The calculator above estimates repayments. For your borrowing power, have a chat with Selina.

What documents should I prepare?

Usually ID, recent payslips or tax returns, bank statements, and details of any debts and assets. We'll send you a simple checklist for your situation.

Let's start with your goals

Let's talk about your home loan.

Buying, investing or refinancing? Tell Selina what you're planning, or book a time that suits you.

Book a time with Selina 0434 122 622 selina@hsagrowth.com.au

Supporting clients Australia wide.

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